diff --git a/huakai-app/App.vue b/huakai-app/App.vue
index 603d423..9a84212 100644
--- a/huakai-app/App.vue
+++ b/huakai-app/App.vue
@@ -1,6 +1,6 @@
 <script setup>
 	import { onLaunch, onShow } from '@dcloudio/uni-app'
-	import { captureAppLaunchData } from '/pageSubPack/api/appLaunch.js'
+	import { captureAppLaunchData, capturePaymentResult } from '/pageSubPack/api/appLaunch.js'
 
 	onLaunch((options) => {
 		console.log('App 启动', JSON.stringify(options))
@@ -16,6 +16,8 @@
 		console.log('App onShow, options:', JSON.stringify(options))
 		// 捕获 App 跳转传入的支付参数（热启动 — options 携带新的 referrerInfo）
 		captureAppLaunchData(options)
+		// 捕获日照银行支付小程序返回的支付结果（navigateBackMiniProgram 的 extraData）
+		capturePaymentResult(options)
 	})
 
 	// 获取 uniPush 2.0 CID
diff --git a/huakai-app/pageSubPack/api/appLaunch.js b/huakai-app/pageSubPack/api/appLaunch.js
index 25bfa07..7bde0d3 100644
--- a/huakai-app/pageSubPack/api/appLaunch.js
+++ b/huakai-app/pageSubPack/api/appLaunch.js
@@ -175,3 +175,71 @@ export function buildPaymentItemFromApp(appData) {
   const displayName = appData.goodName || appData.remark || appData.type || '缴费'
   return { ...appData, type: displayName, rechargeAmount: amount }
 }
+
+/**
+ * 支付返回结果
+ * 日照银行支付小程序完成支付后，通过 navigateBackMiniProgram 携带 extraData 返回，
+ * 本小程序在 App.onShow 中通过 referrerInfo.extraData 接收（场景值 1038）。
+ * 这里只负责捕获/读取/清除原始返回数据，成功/失败判定见 resolvePaymentResult。
+ */
+const PAYMENT_RESULT_KEY = 'payment_return_result'
+
+/**
+ * 捕获支付返回结果（在 App.onShow 中调用）
+ * 注意：App 冷/热启动进入时 extraData 是支付参数（payAmount/billIds 等），
+ * 并非支付返回，需跳过，避免覆盖真实结果。
+ */
+export function capturePaymentResult(onShowOptions) {
+  if (!onShowOptions) return
+  const extraData = onShowOptions?.referrerInfo?.extraData
+  if (!extraData) return
+
+  // 含支付参数字段说明是 App 跳转进入（冷/热启动），不是支付返回，跳过
+  if (typeof extraData === 'object' && (extraData.payAmount || extraData.billId || extraData.billIds || extraData.acct || extraData.custId)) {
+    return
+  }
+
+  let parsed = extraData
+  if (typeof extraData === 'string') {
+    try {
+      parsed = JSON.parse(extraData)
+    } catch (e) {
+      parsed = parseQueryString(extraData)
+    }
+  }
+  console.log('捕获到支付返回结果:', JSON.stringify(parsed))
+  uni.setStorageSync(PAYMENT_RESULT_KEY, parsed)
+}
+
+/** 读取支付返回结果（读取后建议调用 clearPaymentReturnResult 清除） */
+export function getPaymentReturnResult() {
+  try { return uni.getStorageSync(PAYMENT_RESULT_KEY) || null } catch (e) { return null }
+}
+
+/** 清除支付返回结果 */
+export function clearPaymentReturnResult() {
+  uni.removeStorageSync(PAYMENT_RESULT_KEY)
+}
+
+// 失败/成功信号值（大小写不敏感），字段名与取值以日照银行实际返回为准，如不一致只需调整下方映射
+const FAIL_SIGNALS = ['fail', 'failed', 'cancel', 'cancelled', 'error', 'closed', 'notpay', 'payerror', '2', 'false', 'no']
+const SUCCESS_SIGNALS = ['success', 'ok', 'paid', 'finish', 'finished', '1', '0000', '0', '200', 'true', 'yes']
+const RESULT_FIELDS = ['payResult', 'result', 'status', 'payStatus', 'tradeState', 'returnCode', 'code', 'errCode']
+
+/**
+ * 判定日照银行返回的支付结果：'success' | 'fail' | null（无法判定）
+ */
+export function resolvePaymentResult(data) {
+  if (!data || typeof data !== 'object') return null
+  // 布尔字段优先
+  if (typeof data.success === 'boolean') return data.success ? 'success' : 'fail'
+  if (typeof data.isSuccess === 'boolean') return data.isSuccess ? 'success' : 'fail'
+  for (const key of RESULT_FIELDS) {
+    const v = data[key]
+    if (v === undefined || v === null || v === '') continue
+    const s = String(v).trim().toLowerCase()
+    if (FAIL_SIGNALS.includes(s)) return 'fail'
+    if (SUCCESS_SIGNALS.includes(s)) return 'success'
+  }
+  return null
+}
diff --git a/huakai-app/pages/arrearsPayment/arrearsPayment.vue b/huakai-app/pages/arrearsPayment/arrearsPayment.vue
index 8727981..d792dae 100644
--- a/huakai-app/pages/arrearsPayment/arrearsPayment.vue
+++ b/huakai-app/pages/arrearsPayment/arrearsPayment.vue
@@ -7,6 +7,11 @@
 					<view class="title">缴费成功</view>
 					<view class="desc">成功缴纳{{ paymentItem.type || '' }}费用</view>
 				</view>
+				<view class="container" v-if="currentStep === 3">
+					<view class="fail-icon"><text class="icon-fail">✕</text></view>
+					<view class="title">缴费失败</view>
+					<view class="desc">未能完成缴费，请重新尝试</view>
+				</view>
 			</view>
 		</scroll-view>
 
@@ -18,13 +23,19 @@
 				返回
 			</button>
 		</view>
+		<view class="btn-section" v-if="currentStep === 3">
+			<!-- <button class="retry-btn" @click="handleRetry">重新缴费</button> -->
+			<button class="pay-btn" open-type="launchApp" app-parameter="payResult=fail" @error="handleLaunchAppError">
+				返回
+			</button>
+		</view>
 	</view>
 </template>
 
 <script setup>
 import { ref, reactive } from 'vue'
 import { onShow, onLoad } from '@dcloudio/uni-app'
-import { getAppPaymentData, getAppQueryParams, clearAppPaymentData, buildPaymentItemFromApp } from '/pageSubPack/api/appLaunch.js'
+import { getAppPaymentData, getAppQueryParams, clearAppPaymentData, buildPaymentItemFromApp, getPaymentReturnResult, clearPaymentReturnResult, resolvePaymentResult } from '/pageSubPack/api/appLaunch.js'
 import { getBankMiniProgramParams } from '/pageSubPack/api/apiSub.js'
 import { showApiError } from '/pageSubPack/api/request.js'
 
@@ -38,10 +49,12 @@ onLoad(() => {
 })
 
 onShow(() => {
-	// 从日照银行支付小程序返回后，显示支付成功页
+	// 从日照银行支付小程序返回后，根据返回结果显示成功/失败页
 	if (navigatedToPayment.value) {
 		navigatedToPayment.value = false
-		currentStep.value = 2
+		const result = resolvePaymentResult(getPaymentReturnResult())
+		clearPaymentReturnResult()
+		currentStep.value = result === 'fail' ? 3 : 2
 	}
 })
 
@@ -76,6 +89,7 @@ const handlePay = async () => {
 			return
 		}
 		navigatedToPayment.value = true
+		clearPaymentReturnResult()
 		wx.navigateToMiniProgram({
 			appId: 'wxc0189436c58b59cd',
 			path: 'pages/pay/pay',
@@ -100,6 +114,10 @@ const handlePay = async () => {
 const handleLaunchAppError = () => {
 	uni.showToast({ title: '请点击左上角关闭返回', icon: 'none', duration: 2000 })
 }
+
+// const handleRetry = () => {
+// 	currentStep.value = 1
+// }
 </script>
 
 <style lang="scss">
@@ -114,6 +132,9 @@ page { background-color: #f9f9f9; }
 .container { display: flex; flex-direction: column; align-items: center; }
 .success-icon { width: 220rpx; height: 220rpx; border-radius: 50%; background-color: #1677ff; display: flex; align-items: center; justify-content: center; margin-top: 200rpx; margin-bottom: 60rpx; }
 .icon-check { color: #fff; font-size: 130rpx; font-weight: bold; }
+.fail-icon { width: 220rpx; height: 220rpx; border-radius: 50%; background-color: #fa5151; display: flex; align-items: center; justify-content: center; margin-top: 200rpx; margin-bottom: 60rpx; }
+.icon-fail { color: #fff; font-size: 130rpx; font-weight: bold; }
+.retry-btn { width: 100%; height: 100rpx; line-height: 100rpx; background-color: #fff; color: #007aff; border: 2rpx solid #007aff; border-radius: 16rpx; font-size: 32rpx; margin-bottom: 20rpx; }
 .title { font-size: 40rpx; font-weight: bold; color: #000; margin-bottom: 20rpx; }
 .desc { font-size: 32rpx; color: #666; text-align: center; margin-bottom: 150rpx; }
 </style>
diff --git a/huakai-app/pages/index/index.vue b/huakai-app/pages/index/index.vue
index 3cc406a..9d84dbf 100644
--- a/huakai-app/pages/index/index.vue
+++ b/huakai-app/pages/index/index.vue
@@ -1,7 +1,7 @@
 <template>
 	<view class="home">
 		<!-- 顶部品牌区 -->
-		<view class="header">
+		<view class="header" @click="gotoPayment">
 			<view class="app-name">花开物业</view>
 			<view class="app-slogan">物业缴费服务</view>
 		</view>
@@ -65,6 +65,9 @@ onShow(() => {
 		loadRecords()
 	}
 })
+// const gotoPayment =()=>{
+// 	uni.navigateTo({ url: '/pages/arrearsPayment/arrearsPayment' })
+// }
 
 const goLogin = () => {
 	uni.navigateTo({ url: '/pageSubPack/loginSub/pwd-login' })